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Is a 30-year fixed-rate mortgage right for you?

Understanding 30-Year Mortgage

What is a 30-Year Fixed-Rate Loan?

The 30-year fixed-rate mortgage is as traditional as they come. The interest rate and monthly payment are static for the life of the loan. This is a solid option for buyers looking to stay in their homes for many years to come.

We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you see the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time or well-seasoned homebuyer.

The 30-Year Fixed Rate Mortgage Loan Process

  • Complete our simple 30-Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

When interest rates are low, fixed rate loans can actually save you money in the long run. See if this might be the right option for you!

See If I May Qualify

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Mortgage rates change daily and vary based on location, your personal finances, and other factors.



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30-year fixed-rate mortgage FAQs

It offers the lowest monthly payment of any conventional fixed-rate term, making homeownership more affordable on a cash-flow basis. The rate is locked for the full 30 years, so payments are predictable even if interest rates rise.
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